{"id":7765,"date":"2022-02-03T16:14:17","date_gmt":"2022-02-03T15:14:17","guid":{"rendered":"https:\/\/talk.nordea.se\/privatebanking\/?p=7765"},"modified":"2022-02-23T09:57:56","modified_gmt":"2022-02-23T08:57:56","slug":"langtan-till-landet","status":"publish","type":"post","link":"https:\/\/talk.nordea.se\/privatebanking\/langtan-till-landet\/","title":{"rendered":"L\u00e4ngtan till landet"},"content":{"rendered":"\n<figure class=\"wp-block-video\"><video height=\"1080\" style=\"aspect-ratio: 1920 \/ 1080;\" width=\"1920\" autoplay controls loop muted poster=\"https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/fritidshus-3.jpg\" src=\"https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/fritidshus.mp4\"><\/video><\/figure>\n\n\n\n<p>Suget efter att k\u00f6pa fritidshus har aldrig varit s\u00e5 stort, under fjol\u00e5ret steg priserna med n\u00e4ra 20 procent. Nordeas privatekonom Ingela Gabrielsson f\u00f6rklarar varf\u00f6r samt tipsar om vad som \u00e4r bra att t\u00e4nka p\u00e5 n\u00e4r man g\u00e5r i k\u00f6ptankar.<\/p>\n\n\n\n<p>\u2013 Den extrema prisuppg\u00e5ngen \u00e4r i m\u00e5ngt och mycket en coronaeffekt. Under pandemin har m\u00e5nga uppt\u00e4ckt att de har det tr\u00e5ngt, i synnerhet n\u00e4r alla i familjen jobbar hemma, konstaterar Gabrielsson.<\/p>\n\n\n\n<p>\u2013 Intresset f\u00f6r hur vi bor och vilka utrymmen vi f\u00f6rfogar \u00f6ver har \u00f6kat. I det sammanhanget v\u00e4rderas det lite friare liv som ett fritidsboende ger h\u00f6gt.<\/p>\n\n\n\n<p><strong>Drivs utvecklingen enbart av covidpandemin?<\/strong><\/p>\n\n\n\n<p>\u2013 Till stor del, men \u00e4ven av att utbudet \u00e4r s\u00e5 begr\u00e4nsat. Det \u00e4r inte l\u00e4tt att hitta bost\u00e4der i nul\u00e4get, oavsett om man letar efter ett st\u00f6rre permanentboende eller ett fritidshus. M\u00e5nga som bor stort beh\u00e5ller sin bostad trots att barnen flyttat ut, och g\u00f6r om deras rum till g\u00e4st- eller arbetsrum. Det skapar en tr\u00f6g marknad vilket driver upp priserna.<\/p>\n\n\n\n<p><strong>Var \u00e4r det mest eftertraktat att k\u00f6pa lantst\u00e4lle och hur skiljer sig prisbilden \u00e5r mellan olika delar av landet?<\/strong><\/p>\n\n\n\n<p>\u2013 Det \u00e4r alltid mer popul\u00e4rt l\u00e4ngst kusterna och i Sydsverige. I Halland har priserna g\u00e5tt upp mycket p\u00e5 sistone. Att k\u00f6pa fritidshus p\u00e5 v\u00e4stkusten, i Sk\u00e5ne eller i Stockholms sk\u00e4rg\u00e5rd \u00e4r dyrare \u00e4n att k\u00f6pa ett torp i skogen. Och i Norrland kan man f\u00e5 st\u00f6rre hus och marker f\u00f6r pengarna \u00e4n j\u00e4mf\u00f6rt med s\u00f6dra Sverige.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/img-1106-web-1024x683.jpg\" alt=\"Nordeas privatekonom Ingela Gabrielsson\" class=\"wp-image-7773\" srcset=\"https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/img-1106-web-1024x683.jpg 1024w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/img-1106-web-300x200.jpg 300w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/img-1106-web-768x512.jpg 768w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/img-1106-web-240x160.jpg 240w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/img-1106-web-526x351.jpg 526w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/img-1106-web-720x480.jpg 720w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/img-1106-web-960x640.jpg 960w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/img-1106-web-1140x761.jpg 1140w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/img-1106-web.jpg 1427w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Fritidshusmarknaden \u00e4r stekhet. Ingela Gabrielsson, privatekonom p\u00e5 Nordea, tipsar om vad som \u00e4r viktigast att t\u00e4nka p\u00e5.<\/figcaption><\/figure>\n\n\n\n<p><strong>Vad \u00e4r klokt att t\u00e4nka p\u00e5 innan man b\u00f6rjar leta?<\/strong><\/p>\n\n\n\n<p>\u2013 Man m\u00e5ste alltid fundera igenom sin egen situation och man ska definitivt inte l\u00e5ta sig lockas av tanken p\u00e5 att g\u00f6ra ett klipp. Det \u00e4r sv\u00e5rt att sia om prisutvecklingen just nu, men vi ser en risk att r\u00e4ntorna g\u00e5r upp och d\u00e5 kan priserna komma att d\u00e4mpas. \u00c4ven om privatekonomin \u00e4r god och man kanske har ett stort kapital kan det vara smart att skaffa sig ett l\u00e5nel\u00f6fte f\u00f6r att kunna sl\u00e5 till n\u00e4r det passar, oavsett b\u00f6rsens sv\u00e4ngningar.<\/p>\n\n\n\n<p>\u2013 F\u00f6rs\u00f6k ocks\u00e5 att verkligen t\u00e4nka igenom hur ett fritidshus skulle p\u00e5verka livet \u2013 \u00e4r ni redo att avs\u00e4tta tid och resurser f\u00f6r transporter och eventuella renoveringar? I slut\u00e4ndan ska man ju leva ocks\u00e5, inte bara bo.<\/p>\n\n\n\n<p><strong>Om man kommit s\u00e5 l\u00e5ngt att man g\u00e5r p\u00e5 visningar, vad \u00e4r viktigt att ha koll p\u00e5 d\u00e5?<\/strong><\/p>\n\n\n\n<p>\u2013 En rad saker. Uppkoppling \u00e4r viktigt, i synnerhet om man t\u00e4nkt jobba p\u00e5 distans. Transporter likas\u00e5: Kan eventuella ton\u00e5ringar resa fram och tillbaka p\u00e5 egen hand och beh\u00f6ver familjen skaffa extra cyklar eller bilar? Och s\u00e5 m\u00e5ste man naturligtvis bed\u00f6ma fastighetens skick i stort och eventuellt ta dit en besiktningsman. Titta om det finns gammal el eller hemdragna ledningar som b\u00f6r g\u00f6ras om. Ligger huset i en samf\u00e4llighet som inneb\u00e4r att man m\u00e5ste vara med och sk\u00f6ta v\u00e4gar eller bryggor? Finns det servitut? Det sistn\u00e4mnda kan man kolla med Lantm\u00e4teriet.<\/p>\n\n\n\n<p><strong>B\u00f6r man alltid ta dit en besiktningsman?<\/strong><\/p>\n\n\n\n<p>\u2013 Det \u00e4r klokt om man inte \u00e4r v\u00e4ldigt kunnig sj\u00e4lv. Detta i synnerhet om man \u00e4r med i en budgivning, s\u00e5 att man verkligen vet vad man budar p\u00e5. Att anlita en besiktningsman kostar mellan 7 000 och 20 000 kronor, beroende p\u00e5 hur grundlig besiktningen ska vara. Det brukar vara v\u00e4l investerade slantar.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"575\" src=\"https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/fritidshus-2-1024x575.jpg\" alt=\"husritning, kvninna planerar, sitter p\u00e5 golvet\" class=\"wp-image-7776\" srcset=\"https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/fritidshus-2-1024x575.jpg 1024w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/fritidshus-2-300x168.jpg 300w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/fritidshus-2-768x431.jpg 768w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/fritidshus-2-285x160.jpg 285w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/fritidshus-2-80x45.jpg 80w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/fritidshus-2-720x404.jpg 720w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/fritidshus-2-960x539.jpg 960w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/fritidshus-2-526x295.jpg 526w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/fritidshus-2.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Distansjobb blir allt vanligare. Det kan vara v\u00e4rt att satsa p\u00e5 en renovering s\u00e5 att du \u00e4ven kan jobba fr\u00e5n landet.<\/figcaption><\/figure>\n\n\n\n<p><strong>Hur ser du p\u00e5 nybyggda fritidshus gentemot \u00e4ldre torp?<\/strong><\/p>\n\n\n\n<p>\u2013 Det beror p\u00e5 vem man \u00e4r. V\u00e5r f\u00f6r\u00e4ldrageneration tyckte att det var charmigt med ett enklare liv p\u00e5 landet, de ryggade inte f\u00f6r att h\u00e4mta vatten och g\u00e5 p\u00e5 utedass. Men m\u00e5nga av dagens husk\u00f6pare kr\u00e4ver en b\u00e4ttre boendestandard \u00e4ven p\u00e5 landet \u2013 med exempelvis tv\u00e4tt- och diskmaskin. Ska man dessutom jobba d\u00e4r \u00e4r det viktigt att vardagslivet l\u00f6per p\u00e5 enkelt. Fundera igenom vad du s\u00f6ker.<\/p>\n\n\n\n<p><strong>Finns det f\u00f6rdelar med att hyra i st\u00e4llet f\u00f6r att k\u00f6pa?<\/strong><\/p>\n\n\n\n<p>\u2013 Absolut. I synnerhet om du \u00e4nnu inte vet var du vill k\u00f6pa ditt lantst\u00e4lle. Testa att hyra p\u00e5 olika platser och k\u00e4nn p\u00e5 hur det \u00e4r att pendla dit. Att dr\u00f6mma om ett fritidshus kan vara en sak och verkligheten en annan.<\/p>\n\n\n\n<p><strong>\u00c4r det n\u00e5gon skillnad p\u00e5 l\u00e5nereglerna f\u00f6r fritidshus och \u201dvanliga\u201d bol\u00e5n?<\/strong><\/p>\n\n\n\n<p>\u2013 Nej, det \u00e4r samma regler. Banken g\u00f6r en kalkyl i vilken man r\u00e4knar p\u00e5 inkomstniv\u00e5, amorteringskrav och \u00e5terbetalningsf\u00f6rm\u00e5ga. Private Banking har en egen kreditavdelning som hj\u00e4lper till i l\u00e5nefr\u00e5gor, din r\u00e5dgivare kan f\u00f6rmedla kontakt med dem.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/web-shutterstock-79306696-1024x683.jpg\" alt=\"\" class=\"wp-image-7783\" srcset=\"https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/web-shutterstock-79306696-1024x683.jpg 1024w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/web-shutterstock-79306696-300x200.jpg 300w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/web-shutterstock-79306696-768x512.jpg 768w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/web-shutterstock-79306696-240x160.jpg 240w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/web-shutterstock-79306696-526x351.jpg 526w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/web-shutterstock-79306696-720x480.jpg 720w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/web-shutterstock-79306696-960x640.jpg 960w, https:\/\/talk.nordea.se\/privatebanking\/wp-content\/uploads\/2022\/02\/web-shutterstock-79306696.jpg 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Dr\u00f6mmen om det egna torpet \u2013 i fjol steg priserna p\u00e5 fritidshus med n\u00e4stan 20 procent.<\/figcaption><\/figure>\n\n\n\n<p><strong>Tror du att intresset f\u00f6r fritidshus p\u00e5verkas n\u00e4r covidrestriktionerna l\u00e4ttar och vi kan resa som vanligt igen?<\/strong><\/p>\n\n\n\n<p>\u2013 Det kanske lugnar sig n\u00e5got, men jag tror samtidigt att vi har \u00e5teruppt\u00e4ckt v\u00e5rt land under den h\u00e4r tiden av nedst\u00e4ngningar. Man beh\u00f6ver inte resa s\u00e5 l\u00e5ngt f\u00f6r att f\u00e5 en upplevelse \u00f6ver det vanliga och ett fritidshus blir ofta en samlingsplats f\u00f6r familjen.<\/p>\n\n\n\n<p><strong>Har du n\u00e5got eget lantst\u00e4lle?<\/strong><\/p>\n\n\n\n<p>\u2013 Ja, vi har ett sommarst\u00e4lle i Halland som vi \u00e4lskar. Det ligger n\u00e4ra havet och \u00e4r en samlingspunkt f\u00f6r hela familjen p\u00e5 somrarna. Det \u00e4r ett vitt tr\u00e4hus med balkong som byggdes p\u00e5 1950-talet, men i traditionell stil. P\u00e5 tomten finns m\u00e5nga vackra \u00e4ldre \u00e4ppeltr\u00e4d. Vi brukar \u00e5ka dit under hela \u00e5ret och vi firar ny\u00e5r och p\u00e5sk d\u00e4r.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"has-text-align-center has-nordea-pink-color has-pb-blue-background-color has-text-color has-background wp-block-heading\">S\u00e5 steg bostadspriserna i fjol<\/h3>\n\n\n\n<p><strong>Prisutvecklingen i Sverige det senaste \u00e5ret f\u00f6r fritidshus, bostadsr\u00e4tter och villor.<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Objekt<\/strong><\/th><th class=\"has-text-align-right\" data-align=\"right\">Fritidshus<\/th><th class=\"has-text-align-right\" data-align=\"right\">Bostadsr\u00e4tt<\/th><th class=\"has-text-align-right\" data-align=\"right\">Villa<\/th><\/tr><\/thead><tbody><tr><td><strong>Prisutveckling<\/strong><\/td><td class=\"has-text-align-right\" data-align=\"right\">+19,9 %<\/td><td class=\"has-text-align-right\" data-align=\"right\">+6,6 %<\/td><td class=\"has-text-align-right\" data-align=\"right\">+12,8 %<\/td><\/tr><tr><td><strong>Kronor\/kvm<\/strong><\/td><td class=\"has-text-align-right\" data-align=\"right\">37 466 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">45 498 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">32 014 kr<\/td><\/tr><tr><td><strong>Medelpris<\/strong><\/td><td class=\"has-text-align-right\" data-align=\"right\">2 398 000 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">2 920 000 kr<\/td><td class=\"has-text-align-right\" data-align=\"right\">4 002 000 kr<\/td><\/tr><tr><td><strong>Antal s\u00e5lda<\/strong><\/td><td class=\"has-text-align-right\" data-align=\"right\">6 848 st<\/td><td class=\"has-text-align-right\" data-align=\"right\">132 053 st<\/td><td class=\"has-text-align-right\" data-align=\"right\">59 216 st<\/td><\/tr><\/tbody><\/table><figcaption>K\u00e4lla: Svensk M\u00e4klarstatistiks uppgifter f\u00f6r hela riket f\u00f6r de senaste 12 m\u00e5naderna, publicerade i mitten av januari 2022.<\/figcaption><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Suget efter att k\u00f6pa fritidshus har aldrig varit s\u00e5 stort, under fjol\u00e5ret steg priserna med...<\/p>\n","protected":false},"author":2,"featured_media":7777,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4],"tags":[15,412,28],"class_list":["post-7765","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-ekonomi","tag-ingela-gabrielsson","tag-nordea"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - 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