{"id":1338,"date":"2019-09-16T12:29:17","date_gmt":"2019-09-16T10:29:17","guid":{"rendered":"https:\/\/talk.nordea.se\/privatebanking\/?p=1338"},"modified":"2019-09-16T12:33:27","modified_gmt":"2019-09-16T10:33:27","slug":"ut-i-fall-att","status":"publish","type":"post","link":"https:\/\/talk.nordea.se\/privatebanking\/ut-i-fall-att\/","title":{"rendered":"Ut i fall att"},"content":{"rendered":"\n

Vad\n\u00e4r en framtidsfullmakt?<\/strong><\/p>\n\n\n\n

\u2013 Det \u00e4r en fullmakt som b\u00f6rjar g\u00e4lla n\u00e4r du\ninte l\u00e4ngre kan tillvarata dina egna intressen. Du kanske blir sjuk, dement\neller bara gammal och orkesl\u00f6s. D\u00e5 kan du ha nytta av en framtidsfullmakt, d\u00e4r\ndu sedan tidigare best\u00e4mt vem som ska tr\u00e4da in och ta hand om dina personliga\noch ekonomiska \u00e4renden. Lagen \u00e4r ganska ny, den tillkom f\u00f6r tv\u00e5 \u00e5r sedan som\nresultatet av en EU-konvention som syftade till att st\u00e4rka den enskildes sj\u00e4lvbest\u00e4mmande.\nI m\u00e5nga fall ers\u00e4tter framtidsfullmakten systemet med en god man som utses av\nkommunens \u00d6verf\u00f6rmyndare. Med framtidsfullmakten blir hanteringen rakare och\nmindre kr\u00e5nglig.<\/p>\n\n\n\n

Vad\n\u00e4r den stora skillnaden mellan en god man och en tagare av en framtidsfullmakt?<\/strong><\/p>\n\n\n\n

\u2013 Framtidsfullmakten ger ett betydligt\nst\u00f6rre handlingsutrymme i f\u00f6rvaltningen av kapital, fastighet och annan egendom.\nDen kan ge r\u00e4tt till investeringar och f\u00f6rs\u00e4ljningar utan att \u00d6verf\u00f6rmyndaren\nblandas in. Den kan ocks\u00e5 begr\u00e4nsas. <\/p>\n\n\n\n\n\n

\n

Sarah Mingert<\/h3>\n

Titel:<\/strong> Familjer\u00e4ttsjurist p\u00e5 Nordea Private Banking.<\/p>\n

Utbildning:<\/strong> Juristlinjen vid Stockholms universitet.<\/p>\n <\/figure>\n\n\n\n

Vem\nkan jag ge en framtidsfullmakt?<\/strong><\/p>\n\n\n\n

\u2013 I princip vem som helst som du k\u00e4nner\nf\u00f6rtroende f\u00f6r, men det absolut vanligaste \u00e4r att makar eller sambor ger varandra\nfullmaktsuppdraget i f\u00f6rsta hand och sina vuxna barn i andra hand. Har du fler\nbarn kan du ge framtidsfullmakten till ett eller tv\u00e5 barn och utse de andra\ntill granskare. <\/p>\n\n\n\n

Men\nh\u00e5lls \u00d6verf\u00f6rmyndaren och andra myndigheter helt utanf\u00f6r n\u00e4r det finns en\nframtidsfullmakt?<\/strong><\/p>\n\n\n\n

\u2013 Nej. Om det uppst\u00e5r en situation d\u00e4r\nn\u00e5gon eller n\u00e5gra anser att fullmaktstagaren inte sk\u00f6ter sitt uppdrag eller\nmissbrukar f\u00f6rtroendet kan detta anm\u00e4las till \u00d6verf\u00f6rmyndaren som d\u00e5 kan g\u00e5 in\noch granska fullmaktstagaren. Det finns flera skyddsmekanismer.<\/p>\n\n\n\n

Har\ndu sj\u00e4lv en framtidsfullmakt?<\/strong><\/p>\n\n\n\n

\u2013 Nej, det har jag faktiskt inte. Jag\nk\u00e4nner mig fortfarande ung och frisk.<\/p>\n\n\n\n

N\u00e4r\nska jag uppr\u00e4tta en framtidsfullmakt?<\/strong><\/p>\n\n\n\n

\u2013 Om du vill vara riktigt tryggad s\u00e5 finns\ndet egentligen ingen anledning att v\u00e4nta, i synnerhet inte om det finns\n\u00e4rftliga sjukdomar eller demens inom familjen. Men det vanligaste \u00e4r att v\u00e5ra\nkunder skaffar en framtidsfullmakt n\u00e4r de \u00e4r sextio\u00e5rs\u00e5ldern och b\u00f6rjar\nfunderar p\u00e5 livet efter pensionen. Generellt sett tycker jag att det kan vara\nbra att formulera en framtidsfullmakt i samband med att du uppr\u00e4ttar ett\ntestamente. Ett testamente fungerar ju som en f\u00f6rs\u00e4kring och framtidsfullmakten\n\u00e4r ett till\u00e4gg till den f\u00f6rs\u00e4kringen.<\/p>\n\n\n\n

B\u00f6r\nalla ha en framtidsfullmakt?<\/strong><\/p>\n\n\n\n

\u2013 Det \u00e4r ytterst s\u00e4llan som jag f\u00f6resl\u00e5r\nframtidsfullmakt till personer under sextio. Jag minns att de f\u00f6rsta kunderna jag\nhj\u00e4lpte med en framtidsfullmakt hade erfarenhet av en dement sl\u00e4kting. De\nvisste hur kr\u00e5ngligt det \u00e4r med god man, \u00f6verf\u00f6rmyndare och l\u00e4karintyg. De\nville inte hamna d\u00e4r sj\u00e4lva. Den stora f\u00f6rdelen med framtidsfullmakt \u00e4r att jag\nsom fullmaktsgivare kan specificera v\u00e4ldigt tydligt vad den ska omfatta och\ninte omfatta.<\/p>\n\n\n\n

\u00c4r\ndet kr\u00e5ngligt att uppr\u00e4tta en framtidsfullmakt?<\/strong><\/p>\n\n\n\n

\u2013 Nej, det tycker jag inte. Det \u00e4r inget\nomfattande dokument och det finns mallar som \u00e4r ganska bra. Det brukar g\u00e5\nganska fort n\u00e4r vi hj\u00e4lper v\u00e5ra kunder. Till skillnad fr\u00e5n ett testamente s\u00e5 beh\u00f6ver\nfullmaktsgivaren inte lika mycket juridisk kunskap f\u00f6r\natt kunna ta st\u00e4llning till inneh\u00e5llet, vilket g\u00f6r v\u00e5rt jobb lite enklare. Det\nska alltid vara fullmaktsgivarens intressen som st\u00e5r i fokus.<\/p>\n","protected":false},"excerpt":{"rendered":"

Private Bankings jurist Sarah Mingert om varf\u00f6r en framtidsfullmakt \u00e4r ett smidigt s\u00e4tt att undvika problem p\u00e5 \u00e5lderns h\u00f6st \u2013 f\u00f6r dig och dina anh\u00f6riga.<\/p>\n","protected":false},"author":2,"featured_media":1335,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4],"tags":[15,28,121],"class_list":["post-1338","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-ekonomi","tag-nordea","tag-sarah-mingert"],"acf":[],"yoast_head":"\nUt i fall att - Talk with Nordea Private Banking<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/talk.nordea.se\/privatebanking\/ut-i-fall-att\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ut i fall att - 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